Q3 FY 23 Investor Presentation

Asset Quality Gross NPA (%) 20 PCR-73% 1.53% 1.17% 1.75% 1.16% 1.47% 1.44% 0.87% Net NPA (%) 1.32% 1.10% 1.08% Dec 2021 Mar 2022 Jun 2022 Sep 2022 Dec 2021 Mar 2022 Jun 2022 Dec 2022 Sep 2022 Dec 2022 Non Cash collections >95% 98.28% Collection efficiency (%) 103.14% 101.17% 100.21% 100.31% Dec 2021 Mar 2022 Jun 2022 Sep 2022 Dec 2022 12.98% 9.91% 30+ DPD (%) 6.48% 6.50% 6.27% Dec 2021 Mar 2022 Jun 2022 Sep 2022 Dec 2022 Q3 FY 23 Investor Presentation APTUS™

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