Performance and Capital Position Overview
Strong and Improving CET1 ratio
Evolution for CET11 ratio during 1Q2016
Pillar Il capital requirement
0,7%
14,0%
(0,3%) (0,1%)
0,2%
(0,2%)
14,3%
(0,8%)
13.5%
P&L impact of 0,3%
!11,75%
CET1 ratio Profit before Provisions
Other
31.12.15
provisions
RWAs
Change
DTA and CET1 ratio
DTA2
CET1 ratio
other equity
31.03.16
(transitional)
movements (transitional)
31.03.16
(fully loaded).
Capital Adequacy Ratios
•
CET1 ratio at 14,3%
Post 31 March 2016 the Bank sold
Kermia Hotels Ltd ³. This is expected
to have a 0,1 p.p. positive impact on
the CET 1 ratio (Pro-forma CET 1
ratio at 14,4%)
2
CET 1 ratio (transitional)
-Average EU CET 1 ratio (transitional)
CET1 ratio (Fully loaded)
15,6%
14,9%
14,3%
14,0%
13,9%
15,1%
14,0%
14,4%
13,6%
13,4%
13,4%
13,5%
13,0%
13,1%
12,8%
12,5%
12,4%
31.12.14
31.03.15
(1)
CET 1 ratio includes independently verified profits of 1Q2016
(2)
Based on EBA Risk Dashboard Report, Data as at 31 December 2015
(3)
Subject to regulatory approvals
30.06.15
30.09.15
31.12.15
31.03.16
Bank of Cyprus
12
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