2Q 2023 Investor Presentation

Al Rajhi Bank | Islamic Banking, Everywhere At a glance, 2Q 2023 100% Islamic 71% NPS Presence & Branches, 2Q 2023 66% Customers Jordan Kuwait CASA 10 2 513 Branches 4,644 ATMs 14.5 million 93:7 Digital:Manual 513 Saudi Arabia 13 Malaysia 577,172 POS 163 Remittance Centers 1H 2023 Strategic Highlights 1H23 Avg Trans./mth 777 million Active Digital Customers 12.2 million Training Days Employee Engagement Index 57 74% thousand 2Q 2023 Investor Presentation 4 1H 2023 Financial Highlights 8.4 8.3 Group Net Income After Zakat ▼-1% 1H 22 1H 23 Largest network in Saudi Arabia 11.4% YoY Net Financing Growth 21.7% Total Capital ratio 2.23% Cost of Funds 709.3 784.5 570.7 553.0 Total Assets +11% 1H 22 1H 23 1H 22 1H 23 Customer Deposits +1% 8

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