IDFC FIRST Bank Merger and Performance Update
Foundation
5b. (contd.) In keeping with our philosophy of customer first, a highly
customer friendly credit card launched in January 2021
IDFC First Bank Credit Cards customer friendly initiatives
A Credit Card with a differentiated proposition
Customer friendly card launched by the Bank, keeping in line with the ethos of
always customer first
Dynamic Interest Rate (9% to 36% APR) (1)
No charges for over spends upto 10% (2)
Bank will remind customers on going over limit
Lifetime Free (No annual fees)
Simple scheme, upto 10x reward points
No expiry
Easy online redemption
FIRST
Classic
FIRST
Wealth
FIRST
Select
IDFC FIRST
IDFC FIRST
IDFC FIRST Bank Family
FIRST
Millennia
וייו
FIRST
Millennia
Interest-free cash withdrawal (up to next billing cycle or 48 days,
whichever is earlier)
Lifetime free
天
10X
credit card
Super rewarding
program
Super saver interest
rate (APR starting
from 9%)
冠
1.
Customer rates depending on algorithm, factoring in credentials, relationship with the Bank and many other parameters
2.
3.
Spending over limit is usually inadvertent by customers. Hence as a customer friendly measure, the Bank will intimate the customers if their spends are going above limit to avoid any charges incurred by them
Up to next billing cycle or 48 days, whichever is earlier
12
CC
Interest free
cash
withdrawal (3)
IDFC FIRST
BankView entire presentation