4Q 2022 INVESTOR PRESENTATION

Financing Increase in gross financing during FY 2022 from 33% growth in retail financing, and 11% in corporate financing Financing, Gross (SARbn) Financing, Gross Composition (SARbn) مصرف الإنماء alinma bank +15% 143.7 150.5 130.3 133.0 135.1 12% 13% 102.3 102.1 102.2 107.9 113.2 150.5 3% 28.0 30.8 32.9 35.9 37.3 QoQ 4Q 21 +2% 1Q 22 +2% 2Q 22 +6% 3Q 22 +5% 4Q 22 Retail Financing, Gross Movement YoY (SARbn) 130.3 4.6 4.7 Corporate +15% 9.8 1.1 150.5 Total financing, Home financing Personal & other Corporate SME Total financing, gross retail financing 4Q 21 gross 4Q 22 +32% +34% +10% +27% 4Q 2022 INVESTOR PRESENTATION Corporate Total Corporate SME Home financing 75% 72% Retail 25% Personal & other retail financing Management Commentary ■ Gross financing grew 15% during FY 2022. ■ Retail financing grew 33% YoY from strong momentum in home financing (+32%) and personal & other financing (+34%). ■ Total corporate financing grew 11% YoY, where mid-corporate rose 270%, and SME financing increased 27%. ■ Gross financing comprises of 75% corporate and 25% retail as at 31 December 2022. 24/49

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