Q3 FY 23 Investor Presentation

Diversified Loan Portfolio With Niche Customer Focus Secured Portfolio - Home Loans (HL) / Small Business Loans (SBL) 6 Insurance loans 4% Quasi Home Loans 24% HFC NBFC Top up loans 4% Small business loans (SBL) 100% NBFC 0% LIG Customers Home Loans 68% O AUM-Rs.5547 Cr Consolidated Small business loans 20% Top up loans 4% Insurance loans 3% Quasi Home Loans 15% - AUM Rs.6307 Cr 77% Self Employed Borrowers 71% - AUM Rs.760 Cr Rural Focus 72% Home Loans 59% Average Ticket Size < Rs.10 lacs >93% Q3 FY 23 Investor Presentation APTUS™

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