Q1FY23 Results

PBP & PATMI | Improved operating leverage QoQ Business Segments Q4FY22 Q1FY23 QoQ Change Q1FY22 YoY Change (RM' mil) Wholesale Banking 239 272 14% 250 8% Investment Banking 31 31 1% 56 (45%) Retail Banking 198 230 16% 220 5% Business Banking 101 110 8% 107 3% Group Funding & Others (58) (60) (3%) (3) (>100%) PBP - Banking 511 582 14% 630 (8%) General Insurance 48 34 (30%) 88 (61%) 55 36 (35%) 113 (68%) Life Insurance 8 2 (80%) 25 (94%) PBP 566 618 9% 743 (17%) PBP (LATMI) / PATMI ROE 7.7% 5.4% 4.9% 10.0% 9.8% 9.5% 10.0% 7.9% RM' mil 743 631 631 605 554 365 264 237 387 654 607 403 321 566 392 618 419 Q1FY21 Q2FY21 Q3FY21 Q4FY21 Q1FY22 Q2FY22 Q3FY22 Q4FY22 Q1FY23 (4,693) -103.4% AmBank Group Q1FY23 Results - Investor Presentation 14

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