Visa Investor Day

Visa's mobile capabilities allow faster domestic penetration than historic models VISA YOY Growth Cards-in-Force YOY Growth Fundamo Registered Wallets 17% Ghana Nigeria 11% 64% Pakistan 32% 18% Bangladesh Uganda 29% 28% 17% 6% 46 | Visa Investor Day Note: Cards-in-force are calculated based on four quarters ending March of 2012 and 2013 Fundamo registered wallets are based on YTD growth compared to prior year 580%

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