1Q 2022 INVESTOR PRESENTATION
NPL Coverage
NPL coverage improved YoY
Stage-Wise Financing, Gross (SARbn)
+10%
120.7
123.5
125.5
130.3
133.0
2.7
2.8
6.5
6.9
2.9
6.8
22
2.3
2.7
9.1
8.9
111.6
113.8
115.8
118.9
121.4
QoQ 1Q 21
+2%
2Q 21
+2%
3Q 21
+4%
4Q 21
+2%
1Q 22
Stage 1
Stage 2
Stage 3
NPL Coverage Ratio (%)*
350%
Stage-Wise Coverage (%)
61.0% 61.0%
70%
مصرف الإنماء
alinma bank
Stage-Wise Financing, Gross Composition (SARbn)
2%
7%
О
133
67.1%
62.6% 62.1%
250%
177.1%
50%
146.4%
150.0%
139.7%
150%
132.7%
20.4%
23.0% 24.5%
22.0%
19.2%
30%
10%
50%
0.6%
0.5%
0.5%
0.5%
0.5%
-10%
-50%
1Q 21
2Q 21
3Q 21
4Q 21
1Q 22
1Q 21
■Stage 1
2Q 21
3Q 21
■Stage 2
4Q 21
1Q 22
Stage 3
1Q 2022 INVESTOR PRESENTATION
Stage 1
Stage 2
Stage 3
91%
Management Commentary
NPL coverage improved 17.3ppts YoY but declined
27.1ppts QoQ to 150.0%.
Stage 1 and 3 coverage improved YTD to 0.5% and
62.1% respectively, while stage 2 coverage
decreased to 19.2% due to movement of heavily
provisioned obligors moved to Stage 3 during 1Q
2022.
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