VUB's Market Share and Financial Services

VUB BANKA COVERED BOND RATING Domestic Market Comparable Markets Poland Issuer Rating CB Rating PKO Bank Slovakia Bank Hipoteczny Baa1 Aa3 Hip. Deposit rating CB Rating m Bank Hipoteczny mBank Hip. BBB A and VÚB BANKA VUB Banka A2 Aa2 Pekao Bank Hipoteczny Pekao Hip. BBB+ A- SLOVENSKÁ sporiteľňa Slovenska A2 Aaa Tatra Banka A3 NR TATRA BANKA CSOB Baa1 NR CSOB UniCredit Bank Unicredit CZ&SK Baa2 Aa3 Czech Republic Deposit rating CB Rating ☑Raiffeisen Raiffeisenbank Baa1 Aa3 BANK Source: Bloomberg, VUB as of February, 2019 47

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