Q1 2017 Financial Performance
Provisions for Credit Losses
($ millions)
Q1/16
Q2/16
Q3/16
Q4/16
Q1/17
Canadian Retail
181
190
196
203
213
Canadian Commercial
13
14
21
14
22
Total Canadian Banking
194
204
217
217
235
Total - Excluding net acquisition benefit
212
221
232
221
240
International Retail
252
250
254
251
265
International Commercial
39
130
62
43
45
Total International Banking
291
380
316
294
310
Total - Excluding net acquisition benefit
315
415
343
337
340
Global Banking and Markets
54
118
38
39
8
All Bank
539
702
571
550
553
All Bank - Excluding net acquisition benefit
581
754
613
597
588
Increase in Collective Allowance
0
50
0
0
0
All Bank
539
752
571
550
553
PCL ratio (bps) - Total PCLS as a % of Average Net Loans & Acceptances
Excluding Collective Allowance
45
59
47
45
45
Including Collective Allowance
45
64
47
45
45
26
26
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