Investor Relations - Fixed Income Presentation
Strong financial profile
29.0
27.6
Revenue
($ billions)
30.7
16.7
15.6
7.5
6.4
Net Income
($ billions)
8.3
2011
2012
2013
YTD Q2/2013 YTD Q2/2014
2011
2012
2013
Return on Equity
RBC
4.4(1)
4.0
4.3
YTD Q2/2013 YTD Q2/2014
Q2/2014 Basel III Capital ratios - "All-in" basis (2)
■ Common Equity Tier 1
(1)
(1)
19.6%
19.7%
19.5%
19.4%
■ Tier 1 Capital
18.7%
19.0%
18.6%
■ Total Capital
2011
2012
2013
9.7%
11.4%
13.2%
Credit ratings (3)
Moody's
S&P
Fitch
DBRS
YTD Q2/2013 YTD Q2/2014
Aa3
Negative
AA-
AA
AA
Stable
Stable
Stable
Investor Relations - Fixed Income Presentation
12
(1) Adjusted for specified items which includes the loss of $60MM (before and after-tax) related to the sale of RBC Jamaica in Q1/2014, a provision of $40MM ($32MM after-tax) related to post-employment benefits and
restructuring charges in the Caribbean in Q1/2014, and a restructuring charge of $44MM ($31MM after-tax) related to the integration of Investor Services in Q2/2013. These are non-GAAP measures. See Reports to
Shareholders for each specified period and slide 22 for additional information. (2) Capital calculated to include all regulatory adjustments that will be required by 2019 but retaining the phase-out rules for non-qualifying capital.
Refer to the Capital Management section of our 2013 Annual Report for details on Basel III requirements. (3) Based on long-term senior debt ratings.View entire presentation