Strategy in action
17
18
Q2 2012 Risk Overview
•
Risk in credit portfolios continues to be stable
-
Total provisions remain low
•
Increase in net impaired loan formations principally due to two
accounts
•
Exposures to "GIIPS" countries in Europe not material
Market risk remains low and well controlled
Average 1-day all-bank VaR: $18.3MM vs. $17.5MM in Q1/12
Scotiabank
Credit Provisions Continue Steady Improvement
($ millions)
Q2/11
Canadian Retail
123
103
Canadian Commercial
23
43
146
146
135
International Retail
116
International Commercial
112
༄ཙེསྔ
116
129
(4)
10
126
Global Wealth Management
1
Global Banking & Markets
11
8
Collective General Allowance
(30)
Total
270
250
281
g8 8& ་ 8རྒྱ
Q3/11 Q4/11 Q1/12 Q2/12
106
112
105
24
136
120
125
133
(1)
124
145
-
5
(30)
༄ སྐྱས | དྱེ |
15
(1)
-
265
264
PCL ratio (bps) ex. General
36
55
35
38
32
32
30
ScotiabankView entire presentation