2Q 2020 Investor Presentation

MA Guidance¹: Top-line Growth and Margin Improvement Remain on Track Revenue Adjusted Operating Margin¹ Mid-single-digit % increase $2.0B 27.8% 2019 Key drivers of MA FY 2020 outlook¹ 2020F1 2019 Approximately 30% 2020F 1 >>> Strong recurring revenue mitigates COVID-19 impact >>> MAKS divestiture weighs on revenue growth, partially offset by RiskFirst, ABS Suite and RDC acquisitions >>> FY revenue guidance includes an unfavorable 2% - 3% impact from inorganic activity and FX >>> RD&A growth driven by strong demand for KYC and compliance solutions, followed by research and data feeds ERS: Strength in software and analytics sales supports steady growth; modest impact from delays of IFRS 17 and CECL implementations >>> Margin improvement primarily driven by operating leverage and cost management initiatives 1. Guidance as of July 30, 2020. Refer to Table 12 - "2020 Outlook" in the press release for a complete list of guidance and a reconciliation between adjusted measures to GAAP as well as assumptions used by the Company with respect to its guidance. MOODY'S 2Q 2020 Investor Presentation - August 11, 2020 36

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