Proforma 2023 Guidance and Long-Term Model

Driving Towards Growing Profitability Drivers of Margin Expansion Adjusted EBITDA and Margin ($ millions) 14% (37%) (6%) 7%² 12%3 23%¹ $40¹ $13 ($5) 2019 ($24) 2020 2021 1 Represents EBITDA and margin pro-forma of acquisitions done in 2019 and 2020. 2 See Appendix of this presentation for non-GAAP reconciliation tables 3 Proforma 2023 guidance 4 Please refer to the Appendix of this presentation for non-GAAP reconciliation tables $122 $253 2022 2023E Market Share Gain || Take Rate Expansion Operating Leverage Fintech & Subscription Products Disciplined, Accretive M&A 21 21

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