EMEA/Asia Pacific Business Overview
Latin America: positive data, business diversification and
consumer expansion underpin growth trajectory; +20%*
H1 FY22
The credit industry in Brazil is
revolutionising
Million
130
Banked population
growth in Brazil
Positive Data
120
110
100
2017
127m
.
79% of
Brazilian adult
population
2020
2021
Evolution of fintech segment in Brazil
Companies
(accumulated)
+23%
1,098
954
774
604
473
2016
2017
2018
2019
2020
Funding ($USbn)
1.88
+80%
1.08
0.18
0.25
0.33
2016
2017
2018
2019
2020
We are providing the tools to conduct
better credit risk assessment
Adoption of positive data scores
and attributes accelerates; second
wave of furnishers to come
• Serasa Score 2.0 leads the
market for scoring; rapid adoption
of global platforms
•
Diversification into fraud and
identity management creates new
addressable opportunities
Our credit marketplace provides lenders
with access to millions of consumers
• Consumer free membership of 65m
• eCred marketplace has become a
meaningful revenue contributor
.
Adding new premium features like
Lock/Unlock to extend eco-system
PagueVeloz adds a new way for
Limpa Nome to facilitate real-time
debt payments and instantly 'Boost'
scores
17
Experian Public
*
Organic revenue growth for the six months ended 30 September 2021
experian.View entire presentation