FY20/21 Investor Presentation

The World's Leading Islamic Bank | Outstanding foundation and strong returns ROE (%) 17.2% 2017 7.0%* 2018 23.9% 20.5% 19.9% 2019 2020 * As a result of Zakat Settlement - ROE before Zakat is 19.8% Net Profit Margin (%) 2021 5.22% 4.71% 4.34% 4.08% 4.21% ROA (%) 2.68% 2017 1.04%** 2018 2.76% 2.70% 2.56% 2019 2020 ** As a result of Zakat Settlement - ROA before Zakat is 2.9% Cost of Funds (%) 0.20% 0.17% 0.17% 0.13% 2021 0.23% 2017 2018 2019 2020 2021 2017 2018 2019 2020 2021 FY20 21 Investor Presentation 7 8

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