VUB's Market Share and Financial Services slide image

VUB's Market Share and Financial Services

IMPORTANT NOTICE This document does not contain complex and complete information on the facts and circumstances relevant for taking sound and informed decision to invest in the Covered Bond. This document neither provides for sufficiently complex and complete information about the risks associated with the Covered Bond nor constitutes the basis for assessment and evaluation of these risks. Prior to making any investment decision with respect to the Covered Bonds and for the purposes of evaluating all relevant risks associated thereto each recipient of this presentation shall get acquainted with and take into consideration all information provided for in the prescribed mandatory documents prepared in accordance with applicable legislation (i.e. Securities Act, Prospectus Directive and all relevant implementing measures). Nothing in this document constitutes an offer of securities for sale in the United States or any other jurisdiction where it is unlawful to do so. The Covered Bonds presented herein have not been, and will not be, registered under the United States Securities Act of 1933, as amended (the US Securities Act), or the securities laws of any state of the United States or other jurisdiction. The Covered Bonds may not be offered or sold, directly or indirectly, within the United States or to, or for the account or benefit of U.S. Persons (as defined in Regulation S under the US Securities Act) except pursuant to an exemption from, or in a transaction not subject to, the registration requirements of the US Securities Act and applicable state or local securities laws. VUB does not purport to register any portion of the Covered Bonds in the United States or conduct an offer or sale of the Covered Bonds in the United States. This document or any copy of it may not be forwarded or distributed, directly or indirectly, in the United States and to any other person, in particular to any U.S. Person or U.S. address, and may not be reproduced in any manner whatsoever. Any forwarding, distribution or reproduction of this document in whole or in part is unauthorized. Failure to comply with this directive may result in a violation of the US Securities Act or the applicable laws of other jurisdiction. Each recipient of this document shall inform itself of and observe any restrictions regarding access to this document imposed on it by applicable laws of the relevant jurisdiction. Without prejudice to the foregoing provisions, the recipients of this document may not forward it to any third person without prior consent of VUB. Without prejudice to anything mentioned herein, this document may only be distributed to and is directed at (a) persons who are outside the United Kingdom; or (b) to investment professionals falling within Article 19(5) of the Financial Services and Markets Act 2000 (Financial Promotion) Order 2005 (the Order); or (iii) high net worth entities, and other persons to whom it may be lawfully communicated, falling within Article 49(2)(a) to (d) of the Order (all such persons together being referred to as relevant persons). Any person who is not a relevant person should not act or rely on this document or any of its contents. Any results presented herein that are based on historical data, figures or values and relate to past performance, ranking, profitability or other similar indicators shall not be considered as providing the guarantee or safeguards for achievement of the same results in the future and they may differ from each other in one or more respects. Where reference to information regarding tax matters is made in this document, each recipient must determine the relevance of such information and consider its effect on the basis of its own specific facts and circumstances. 58
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