Awards & Recognitions
We are happy to say that the Bank is performing well on the guidance given at
the time of the merger.
Dec-18
Particulars
Guidance for FY24-FY25
Mar-23
Status
(At Merger)
CET - 1 Ratio
Capital
16.14%
>12.5 %
14.20%
On Track
Liability
Capital Adequacy (%)
CASA as a % of Deposits (%)
Branches (#)
CASA + Term Deposits<5 crore (% of Customer Deposits)
Certificate of Deposits of % of total deposits & borrowings
Quarterly Avg. LCR (%)
Retail and Commercial Finance (Net of IBPC)
16.51%
>13.0 %
16.82%
On Track
8.7%
30% (FY24),
50% thereafter
49.8%
On Track
206
800-900
809
On Track
39%
85%
83%
On Track
17%
<10% of liabilities
4%
Achieved
123%
>110%
120%
On Track
Rs. 36,927 Cr
Rs. 100,000 Cr
Rs. 1,26,135 Cr
Achieved
Retail and Commercial Finance as a % of Total Loans & Advances
35%
70%
79%
Achieved
Assets
Wholesale Loans & Advances¹
Rs. 56,770 Cr
< Rs. 40,000 Cr
Rs. 30,558 Cr
Achieved
Rs. 22,710 Cr
Nil in 5 years
Rs. 4,664 Cr
On Track
- of which Infrastructure loans
1. Excluding Security Receipts, Loan converted into Equity, RIDF and PTC.
Some new guidance has been included for greater clarity. No guidance given at the time of the merger has been amended
No guidance provided earlier for these parameters
83
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