Westpac New Zealand Economic and Sustainability Strategy Update

1H21 balance sheet Net customer loans ($bn) 87.0 88.0 Mar-20 87 Customer Deposits ($bn) 3.0 90.6 2.1 74.1 71.0 69.1 1.0 (0.4) Up 3% Sep-20 Consumer Business Net customer loans ($bn) and % of total 88 Up 3% 91 32 32 2 32 35% Mar-21 Mar-20 Sep-20 Up 4% Consumer Business Mar-21 Customer deposits ($bn) and % of total 71 Up 4% 74 69 20 22 24 33% 39% 16 18 21 64% 1% 53 55 58 28% 33 31 29 Business ■ Personal Mar-20 Sep-20 Mar-21 Mar-20 ■Mortgage Sep-20 Mar-21 Transaction ■Savings ■Term deposits 22 22

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