4Q 2022 INVESTOR PRESENTATION

Liquidity Alinma's liquidity position is healthy and comfortably within regulatory limits NSFR (%) LDR SAMA Ratio (%) 120% 111.7% 110.1% 110.5% 110% 106.1% 103.2% 100% 90% 4Q 21 Leverage Ratio (%) 20% 17.3% 15% 10% NSFR 1Q 22 2Q 22 3Q 22 4Q 22 Regulatory Minimum 90% 85.8% 80% 70% 100% 60% 50% 4Q 21 LCR (%) 134% 133% 139% 129% 135% 15.2% 150% 100% 1Q 22 2Q 22 LDR SAMA Ratio 100% مصرف الإنماء alinma bank 3Q 22 - Regulatory Maximum 90% 82.8% 4Q 22 Management Commentary ■ NSFR has decreased 5.6ppts YoY to 106.1% due to increase in corporate financing with long maturity followed with an increase in short term time deposits, and interbank placements. ■ The LDR SAMA ratio decreased 3.0ppts YoY to 82.8%. 50% 5% 3% 0% 0% 4Q 21 1Q 22 2Q 22 3Q 22 4Q 22 4Q 21 1Q 22 2Q 22 3Q 22 4Q 22 ■ The leverage ratio decreased 210bps YoY to 15.2%. Leverage ratio Regulatory Minimum .LCR Regulatory Minimum ■ 4Q 2022 LCR increased 1ppts YoY to 135%. 4Q 2022 INVESTOR PRESENTATION 35/49

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