Income Statement and Eurosystem Funding Review
Capital Position
Evolution for CET1 ratio during 1Q20151
14,0%
+0,7%
CET1 ratio
31.12.14
(transitional)
Profit before
provisions
-0,6%
-0,1% -0,1%
13,9%
Provisions
Loss from
discontinued
operations
RWA Change
Capital Adequacy Ratios
31.03.14 ■30.06.14 ■30.09.14 31.12.14 31.03.15
15,4%
13,4%
14,0% 13,9%
11,3%
11,5%
-0,5%
10,6%
10,8%
CET1 ratio
31.03.15
(transitional)
DTA
"Clean" Fully Loaded CET1 ratio² (Dec-14)
25%
20%
15%
BOC;
13,4%
10%
5%
0%
Comprises 41 EU banks covered by Citigroup Research
1 Includes unaudited profits amounting to €15 mn for the quarter
CET1 ratio
31.03.15 (fully
loaded)
15,6%
14,2% 14,1%
CET 1 ratio (transitional)
Total capital ratio
(transitional)
CET1 ratio (transitional) at 13,9% at 31 March
20151 (compared to 14,0% at 31 December
2014), positively affected by the profit of the
period, but negatively affected by the increase
in risk weighted assets primarily due to
fluctuations in foreign exchange rates.
CET1 ratio (fully loaded) at 13,4% at 31 March
2015
The Group's capital position as at 31 March
2015 exceeds its Pillar I and Pillar II add-on
capital requirements, providing a loss
absorbing buffer to the Group.
•
2 As per Citigroup Research, Clean Fully Loaded CET1 ratio excludes Deferred Tax Credits, AFS and Danish Compromise Estimated Impact.
Bank of Cyprus
20
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