Profitability & Capital Adequacy Presentation

a. CASA Deposits CASA Ratio at 46.4% CASA Ratio stable at 46.4% as of September 30, 2023. Average Daily Balance CASA Deposits for the bank grew by 27% YoY during the first half of the year. 11.5% 11.4% 8.7% 31.9% Section 6: Deposits & Borrowings 51.7% 49.8% 48.4% 46.5% 46.4% 31 Mar 18 (Pre-Merger) 31 Dec 18 31 Mar 19 31 Mar 20 31 Mar 21 31 Mar 22 31 Mar 23 30 Jun 23 30 Sep 23 (At Merger) 29 IDFC FIRST Bank

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