Expansion of Austrian Logistics Infrastructure

RETAIL & BANK DIVISION: Q1-3 2022 REVENUE DEVELOPMENT Revenue development EUR m +62.2% 85.2 Retail & Bank Division: +62.2% Positive revenue development after acquisition of the ING retail business at the end of 2021 Income from Financial Services: EUR +33.8m Customer ramp-up and acquisition of the ING retail business Improved interest rate environment Branch Services: EUR -1.2m Decrease in sales of retail goods 52.5 - 56.4 Income from +149.9% Financial Services 22.6 Branch Services 29.9 -3.9% 28.7 1 Adjusted presentation Q1-3 2021¹ Q1-3 2022 INVESTOR PRESENTATION Investor Relations Vienna, 11 November 2022 26

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