Awards & Recognitions

Breakup of Loans & Advances Gross Loans & Advances (In Rs. Growth Growth Mar-22 Dec-22 Mar-23 Crore) Home Loan Loan Against Property YoY (%) QoQ (%) 14,106 17,783 19,552 39% 10% 18,142 19,678 20,199 11% 3% Wheels 9,658 13,893 14,823 53% 7% Consumer Loans 17,355 20,098 20,819 20% 4% Rural Finance 13,000 16,248 19,181 48% 18% Digital, Gold Loan and Others 8,059 11,523 12,123 50% 5% Credit Card 2,013 3,146 3,510 74% 12% } Commercial Finance 10,144 14,311 15,928 57% 11% Corporate 23,676 25,373 25,894 9% 2% Infrastructure 6,891 5,572 4,664 -32% -16% Others 6,007 4,527 3,906 -35% -14% Total Gross Loans & Advances 1,29,051 1,52,152 1,60,599 24% 6% Note: Growth driven by Prime Home Loans launched in 2021 Building organic capabilities for PSL compliance New Businesses launched - Low base effect 1. The figures above are net of Inter-Bank Participant Certificate (IBPC) transactions & includes credit substitutes; 2. Commercial Finance consists of Loans to small business owners and entrepreneurs through products like business installment loans, micro business loans, small business working capital, commercial vehicle, trade advances etc. with most loans < Rs. 5 crore; 3. Others include Security Receipts, Loan converted into Equity, PTC and RIDF. 86 IDFC FIRST Bank

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