Business Performance Update

TAN fogether we can NPA Ratios Improving Asset Quality - Ratios Provision Coverage Ratio 14.12% 13.63% 12.88% Credit Cost იის 2.24% 1.72% 1.60% 80.14% 80.77% 81.85% Mar'21 (FY) Sep'21 (HY) -Credit Cost Dec'21 (9M) Amt in Crore 5.73% 5.49% 4.90% 65.17% 63.06% 63.17% Total Recovery including Upgradation (9M) 17593 13805 5798 2363 Mar'21 Sep'21 Dec'21 Mar'21 Sep'21 Dec'21 11442 11795 Gross NPA% -Net NPA% -PCR%- (Incl. TWO) PCR%- (excl TWO) Mar'21(FY) Cash Recovery 4 Asset Quality Dec'21(9M) Up Gradation Page 29

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