Business Performance Update

TAN fogether we can Profitability Ratios Annualized % |თის SI. Profitability Ratios Q3 FY21 Q2 Q3 9M21 FY 21 9M22 FY22 FY22 1 Return on Assets [%] 0.15% 0.33% 0.34% 0.14% 0.15% 0.32% 2 Return on Equity [%] 3.75% 7.27% 7.34% 3.64% 3.88% 7.43% 3 Earnings per share [*] (Not annualized) 0.53 1.00 1.02 1.52 2.08 2.98 4a Book Value per Share [*] 79.77 79.72 80.96 79.77 79.19 80.96 4b Book Value per Share-Tangible [*] 53.38 55.54 55.09 53.38 53.07 55.09 5 Cost to Income Ratio [%] 44.39% 58.27% 51.67% 46.35% 46.91% 50.43% 5a Staff Cost to Income Ratio [%] 26.54% 35.46% 31.52% 28.77% 28.13% 30.98% 5b Other Cost to Income Ratio [%] 17.85% 22.80% 20.15% 17.57% 18.79% 19.45% 6 Operating Profit to AWF [%] 1.85% 1.20% 1.51% 1.77% 1.73% 1.54% 7 Operating Expenses To AWF [%] 1.47% 1.67% 1.61% 1.53% 1.53% 1.56% 3 Financial Performance Page 20

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