Westpac New Zealand Economic and Sustainability Strategy Update

Liquid assets Liquid assets ($bn) ■HQLA RMBS BS13 Liquid Asset position¹ Additional RMBS (Ihs) 223 23 23 Loans (lhs) BS13 Liquid Assets (lhs) BS13 Liquids / total assets (rhs) -Liquid assets / total assets (rhs) 9 15 11 $bn 13 12 11 6 120 % 30% 4 4 14 12 8 9 9 7 100 25% Sep-16 Sep-17 Sep-18 Sep-19 Sep-20 Mar-21 80 15 Liquid assets composition (%) 5 10 39 ■Cash Due from other financial institutions ■NZ Government securities 60 40 40 20% NZ Local securities 15% Supranational securities 20 20 ■NZ Corporate & Bank securities 4 27 ■RMBS 0 10% ■Due from Ultimate Parent Sep-16 Sep-17 Sep-18 Sep-19 Sep-20 Mar-21 1. Additional RMBS and BS13 liquid assets shown at haircut amounts. 14

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