Credit Quality and Financial Performance
Capital Adequacy
Highlights
■
Q1 2011 Capital adequacy remained stable at very strong levels of CAR
20.1% and T1 12.7%
Total capital increased by USD 130 million in Q1 2011 as net profit
generation partly offset by dividend payable in respect of 2010 financial year
Capital Ratios - Basel II (USD billion)
20.1%
20.1%
18.7%
11.9%
12.8%
12.7%
10.5%
◉
Risk Weighted Assets rose by 1% from Q4 2010 to USD 59.8 billion at Q1
11.4
11.9
12.0
8.4%
2011
6.9
4.1
4.3
4.4
1.3
7.3
7.5
7.6
5.5
2008
2009
2010
Q1 11
T2
T1
-T1 %
CAR %
Risk Weighted Assets - Basel II (USD billion)
Capital Movement Schedule – Basel II (USD million)
65.7
61.0
29
59.1
59.8
31 Dec 2010 to 31 Mar 2011
Tier 1
Tier 2
Total
3.6
1.4
3.7
3.7
0.9
0.6
0.8
Capital as at 31 Dec 2010
7,540
4,322
11,863
Net profits generated
385
385
61.4
56.5
54.8
55.2
FY 2010 dividend payable
(303)
(303)
Interest on T1 securities
(18)
Change in general provisions
52
52
(18)
52
2008
2009
2010
Q1 11
Other
14
14
Credit Risk
■Market Risk
Operational Risk
Capital as at 31 Mar 2011
7,618
4,375
11,993
Emirates NBD
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