Q4 2022 Earnings Report

Q4 2022 Results Financial Services Revenue (US$M) Total Payments Volume (Pre-InterCo)(1) (US$M) (1) 28 Q4 2021 Q4 2022 3,744 +10% YoY +19% YoY (CC(4)) 3,395 2,292 2,148 1,452 1,247 Q4 2021 Off-Grab Q4 2022 On-Grab Commission Rate (2) (% of GMV(5)) Segment Adjusted EBITDA (3) (US$M) % TPV(1) (3.2%) (2.5%) 2.9% 2.4% Q4 2021 Q4 2022 (110) (93) +US$17M Q4 2021 Q4 2022 Note: 1. Total Payments Volume (TPV) is defined as the value of payments, net of payment reversals, successfully completed through the Grab platform for the financial services segment. Pre-InterCo means this segment data includes earnings and other amounts from transactions between entities within the Grab group that are eliminated upon consolidation. 2. Commission Rate represents the total dollar value paid to Grab in the form of commissions and fees from each transaction, without any adjustments for incentives paid to driver- and merchant-partners or promotions to end-users, as a percentage of GMV, over the period of measurement 3. Segment Adjusted EBITDA is a non-IFRS financial measure, representing the Adjusted EBITDA of each of our four business segments, excluding, in each case, regional corporate costs. For a reconciliation to the most directly comparable IFRS measure see the section titled "Non-IFRS Reconciliation." 4. CC stands for Constant Currency. We calculate constant currency by translating our current period financial results using the corresponding prior period's monthly exchange rates for our transacted currencies other than the US. dollar. 5. GMV means gross merchandise value, an operating metric representing the sum of the total dollar value of transactions from Grab's products and services, including any applicable taxes, tips, tolls and fees, over the period of measurement. 20

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