IDFC FIRST Bank Risk Management & Asset Quality

TABLE OF CONTENTS 1 IDFC FIRST Bank Vision 2 2 Our Approach to building IDFC FIRST Bank 7 3 Guidance 2.0 12 4 Financial Highlights - Q3 FY24 16 5 Market Opportunity 19 6 Products and Services 7 Deposits and Borrowings 23 30 8 Loans and Advances 39 6 Risk Management & Asset Quality 42 10 Profitability & Capital 58 11 Credit Rating 74 12 Board of Directors 76 14 13 Shareholding Pattern 14 Progress on ESG 15 Awards & Recognition 81 84 90

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