Bank of Ireland 2020 Interim Results
Non-property SME and corporate by stage 1,2
Composition (Jun 20)
Sectoral analysis by stage
Non-property SME and corporate
- Manufacturing
- Wholesale and retail trade
- Administrative and support service activities
Bank of Ireland 2020 Interim Results
Gross carrying amount
Impairment loss allowance
ILA %
(before impairment loss allowance)
Stage 1
Stage 2
Stage 3
POCI
Total
Stage 1
Stage 2
€m
€m
€m
€m
€m
€m
€m
Stage 3 POCI
€m
of gross
Total
loans
€m
€m
3,013
1,305
117
4,435
1,723
569
147
1
2,440
1,705
562
95
26
2,388
- Accommodation and food service activities
783
889
105
1,777
- Agriculture, forestry and fishing
1,347
202
119
1,668
- Human health services and social work activities
766
620
68
1,454
- Transport and storage
675
367
71
1,113
- Other services
- Arts, entertainment and recreation.
- Financial and insurance activities
- Real estate activities
- Education
- Other sectors
Total
Composition (Dec 19)
Sectoral analysis by stage
Non-property SME and corporate
- Manufacturing
- Wholesale and retail trade
- Administrative and support service activities
615
221
145
981
- Professional, scientific and technical activities
462
176
14
652
308
306
31
645
535
51
24
610
397
118
73
588
374
71
1
446
983
442
37
1,462
222277656240389
46
21
17
12
14
17
9
11
10
13,686
5,899
1,047
27
20,659
154
227824452
12
9
18
15
4233224561823
79
29
TINTI
115
2.6%
123
5.0%
100
4.2%
59
3.3%
55
3.3%
87
6.0%
63
5.7%
55
69
7.0%
19
2.9%
11
31
4.8%
14
2.3%
42
7.1%
-
7
1.6%
11
34
2.3%
7
818
4.0%
Gross carrying amount
(before impairment loss allowance)
Impairment loss allowance
ILA %
Stage 1
Stage 2
Stage 3
POCI
Total
€m
€m
€m
€m
€m
Stage 1
€m
Stage 2 Stage 3 POCI
Total
of gross
loans
€m
€m
€m
€m
3,963
356
99
2,031
327
129
1,987
142
- Agriculture, forestry and fishing
1,523
127
- Accommodation and food service activities
1,476
193
- Human health services and social work activities
1,018
414
- Transport and storage
902
137
- Other services
778
98
- Financial and insurance activities
662
14
- Professional, scientific and technical activities
597
67
- Real estate activities
435
90
- Arts, entertainment and recreation
364
62
- Education
426
8
- Electricity, gas, steam and air conditioning supply
363
38
- Other sectors
949
102
226220422202-32
1
4,418
2,488
67
25
2,221
94
1
1,745
49
1,718
1,462
08773 4
10
11
10
15
1,085
3
999
19
695
1
9
673
2
585
3
18
444
1
435
1
404
1
10
1,061
3
HUS56USTIMSMINS
41
29
16216527
62
1.4%
63
81
3.3%
39
51
2.3%
41
2.3%
19
28
1.6%
41
2.8%
34
42
3.9%
60
6.0%
7
1.0%
10
1.5%
35
6.0%
11
2.5%
1
2
0.5%
2
4
1.0%
2
7
12
1.1%
Total
17,474 2,175
757
27
20,433
56
78
353
487
2.4%
1 The Non-property SME and corporate portfolio is analysed by NACE code. The NACE code classification system is a pan-European
classification system that groups organisations according to their business activities.
Bank of Ireland
2 Exposures to NACE codes totaling less than €400 million are grouped together as 'Other sectors'. The NACE codes reported in the
table above can therefore differ period on period.
43
43View entire presentation