Scotiabank Risk Overview
Reconciliation for non-GAAP Financial Measures
($ millions)
Reported Basis
Reported Basis (Constant FX)1
Chile
2019
2020
2021
2022 Q1/21 Q1/22 Q1/23
2019
2020
2021
2022 Q1/21 Q1/22 Q1/23
Revenue
2,385 2,066
2,147
2,112
549
536
578
1,922
1,935
1,983
2,181
492
544
578
Expenses
1,151
963
933
853
247
220
236
929
885
863
883
221
223
236
Pre-tax, pre-provision profit
1,235
1,104
1,214
1,259
301
317
342
993
1,050
1,120
1,297
271
321
342
Net income attributable to
equity holders (NIAEH)
NIAEH
NIM Calculation¹
($ millions)
Average total assets²
Less: Non-earning assets
Average total earning assets²
Less:
443
302
612
843
128
177
177
358
287
570
871
115
179
177
Chile
2020
2021
2022
Q1/22
Q1/23
64,640
63,103
64,297
61,376
71,003
13,119
10,486
11,638
9,886
12,127
51,521
52,617
52,659
51,490
58,876
Trading Assets
847
811
592
873
651
Securities purchased under resale agreements and securities borrowed
134
228
Other deductions
869
761
824
769
1,240
Average core earning assets²
49,805
51,045
51,109
49,848
56,757
Net Interest Income
1,415
1,507
1,596
403
376
Less: Non-core net interest income
16
12
(37)
7
(47)
Net interest income on core earning assets
1,399
1,496
1,633
397
423
Net interest margin
2.81%
2.93%
3.20%
3.16%
2.96%
1 Refer to non-GAAP measures on page 4 of the Management's Discussion & Analysis in the Bank's First Quarter 2023 Report to Shareholders, available on http://www.sedar.com
Average balances represents the average of daily balance for the period
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