Bank of Ireland Financial Overview

...and rewarding our Shareholders Bank of Ireland Return on Tangible Equity (ROTE) FY23-25 Financial Targets (all targets apply to each year) c.15% FY23 performance 17.3% Cost-to-Income Ratio (CIR) < 50% 42% Ordinary dividend Surplus capital Building to c.40% payout c.40-60% policy provides flexibility Distribution considered on an annual basis 40% payout (60c DPS)1 €520m approved buyback (72% total distribution) For footnotes please refer to slide 38 9

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