Bank of Cyprus Credit Ratings and Financial Position slide image

Bank of Cyprus Credit Ratings and Financial Position

IFRS 17 implementation¹; adjusted FY2022 Key Performance Ratios Key Performance Ratios Cost to income ratio FY2022 IFRS 4 FY2022 IFRS 171 Change 54% 55% +1 p.p. Cost to income ratio excluding special levy on 49% 49% deposits and other levies/contributions Operating profit return on average assets 1.2% 1.2% Basic earnings per share attributable to the owners 15.94 12.68 -3.26 of the Company (€ cent) Tangible book value per share (€) 3.79 3.93 +0.14 Return on tangible equity (ROTE) after tax and 11.3% 10.0% -1.3 p.p. before nonrecurring items² Return on tangible equity (ROTE)³ Leverage ratio4 4.3% 3.2% -1.1 p.p. 7.5% 7.8% +30 bps 2) 3) 4) 7237 For more details on the transition to IFSR 17, please refer to section F9 of the press release Recurring ROTE: calculated as Profit after Tax and before non-recurring items divided by quarterly average Shareholders' equity minus Intangible assets ROTE is calculated as profit after tax (attributed to the owners of the Company) divided by the quarterly average shareholders' equity minus intangible assets The ratio of tangible total equity (including Other equity instruments) to total assets as presented on the balance sheet. Tangible total equity comprises of equity attributable to the owners of the Company minus intangible assets 54
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