Q1 2017 Financial Performance

Canadian Banking - Revenue & Volume Growth Revenues (TEB) ($ millions) +7% Average Loans & Acceptances ($ billions) +3%1 Y/Y 40 42 43 Y/Y 72 75 75 .9 6 50 3,112 3,186 2,977 179 183 186 813 846 803 Q1/16 521 520 503 Business Q4/16 Q1/17 ■Personal & credit cards 1,671 1,778 1,820 Tangerine mortgage run-off Residential mortgages Average Deposits ($ billions) +5% Y/Y Q1/16 Q4/16 Q1/17 66 68 69 155 160 162 Retail ■Commercial Wealth Q4/16 Q1/17 ■Personal Non-personal Scotiabank® Q1/16 (1) Excluding Tangerine run-off portfolio, loans & acceptances increased 4% year over year 19

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