Creating the Future of Finance - Breakthrough Innovation
K
KASIKORNTHAI
Ecosystem Partnership & Harmonized Channel
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◉
ธนาคารกสิกรไทย
开泰银行 KASIKORNBANK
Orchestrating an ecosystem with partners and providing excellence throughout the customer journey
Developing presence where customers are with an excellent customer experience
Partnership
Corporate
SME
Customers
Retail
5
eWallet and Payment
Grab Blue
CONNECT
University and Healthcare
Chula
YOUTRIP MLINE MAN Wong nai
rabbit
LINE Pay
支支付宝
ALIPAY
WeChat
Joint Venture
หมอ
พร้อม ปิ
LINE
for Co-Lending
through LINE
Platform
E-Commerce & Lifestyle Platform/Co-Lending
through Partners' Platform
Laz
Shopee
JD CENTRAL
D.CO.TH
Thel
Dolfin
ตะวันแดง
for Co-Lending
through Carabao
Conglomerate
channels
Venture Capital*
Jmt
for Debt Collection and
Asset Management
Business
Ооквее
Grab
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Note: Beacon Venture Capital, a wholly-owned venture capital fund of KBank, invests in companies and startups, via:
Direct investment: a total fund size of USD185mn to invest in early to growth-stage technology startups covering not only FinTech but also consumer internet and enterprise technology,
aiming to leverage new technology from startups to support KBank's businesses and ESG aspirations. However, the logos above only show a portion of our investment.
Indirect investment: investments through VC Funds to enable KBank to leapfrog into the world arena and stay abreast of innovative technologies and business models in other regions,
e.g. partnered as an LP with VC funds managed by Integra Partners (known as Dymon Asia Capital), Vertex Ventures, NYCA, Jerusalem Venture Partners, Pantera Capital, China
Renaissance, Openspace Ventures, Do Ventures and StormBreaker.
Alchemy coinvestment with Pantera
บริการทุกระดับประทับใจ
33
K
KASIKORNTHAI
ธนาคารกสิกรไทย
开泰银行 KASIKORNBANK
Harmonized Channels: Domestic Channels and No. of Transactions
Branch
I
(-21)
(-15)
1 (-10*)
(-5*)
E-Machine (ATM/CDM**)
(-70) (+42) (+87*) (+47*)
958
11,985
10,973 10,981 10,911 10,953 10,998 11,000
886
860
839
824
829
819
2018
2019 2020 2021 2022 2022T 2023T
2018
2019 2020 2021 2022 2022T 2023T
** Cash Deposit Machine
Mobile Banking Users (mn)
Number of Transactions**
***
K+
1.5bn
2.0bn
2.7bn
3.8bn
5.4bn 7.5bn
8%
5%
4%
2%
1%
(+3.9*)
(+2.9)
1 (+4.0*)
13%
1%
10%
20%
28%
Branch
E-Machine
(+2.7)
37%
48%
Mobile Banking
23.9
86%
89%
20.0
21.1
78%
68%
17.1
58%
14.4
10.0
12.1
44%
2018
2019
2020
2021
2022
2022T
2023T
2017 2018
2019 2020 2021
2022
* Compared to Year-ended
*** Transaction includes only cash deposit, cash withdrawal, payment and transfer
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34View entire presentation