VUB's Market Share and Financial Services slide image

VUB's Market Share and Financial Services

INTESA SANPAOLO SOLID VALUE CREATION FOR ALL STAKEHOLDERS Clients ■ A real-economy Bank, that supports the real economy, leveraging a strong balance sheet to match healthy credit demand, and manages the financial wealth of clients with care ■ A simple yet innovative Bank, acting with a truly multi-channel model Shareholders Employees ■ A Bank with sustainable profitability in which operating performance, productivity, risk profile, liquidity and solidity/leverage are carefully balanced Strong and increasing cash dividend distribution over the course of the 2014-2017 Business Plan: EUR 1.2 bln paid for 2014, EUR 2.4 bln paid for 2015, EUR 3 bln paid for 2016 and EUR 3.4 bln paid for 2017. In the 2018-2021 Business Plan, commitment to paying out 85% of net income as cash dividends for 2018, 80% for 2019, 75% for 2020 and 70% for 2021: EUR 3.4 bln of dividends proposed for 2018 Empowered and motivated people through training, job re-allocation, acknowledgement of individual merit in career development, flexibility programs and upgrade of long-term incentives linked to productivity and results Society and Environment ■ A Bank with a distinctive identity/reputation, committed to contributing to the growth and development of the economy and society CSR deeply rooted in all business areas and staff functions, embedded in the Bank's strategy, supporting social and environmental value creation for a long-term economic development and respecting all stakeholders 17
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