Performance and Capital Position Overview
Stable Non-interest Income
Analysis of Non Interest Income (€ mn) – Quarterly
Net fee and commission income
Insurance income net of insurance claims
Other 1
%
14%
16%
47
14%
49
46
15%
55
15%
Net fee and commission
income % Total income
59
X
9
11
54 1
16
54 !
9
45 1
12
481
14
50
Non interest income (€
mn)
43
443
-7
1Q2015
36
2Q2015
Fee & commission income by business line
■International
Banking Services
■Consumer
■SME
7%
Corporate
6%
RRD
Wealth and
Management
Other
2%
9%
10%
31%
36
38
-2
3Q2015
4Q2015
X
36
Recurring non-interest
income (€ mn)
1Q2016
Payment Transactions are gradually increasing-
Average Number of Payment Transactions per month (thousands)
■Incoming Payment Orders
Outgoing Payment Orders
53
One third of IBS
41
35%
fee &
commission
income
is driven by
Payment
Transactions
35
33
29
30
31
26
20
21
2013 pre-Bail- 2013 - post-Bail-
in
2014
2015
2016 ytd
in
(1) Comprising (a) Net FX gains/(losses) & Net gains/(losses) on other financial instruments, (b) Losses from revaluation and disposal of investment properties and (c) other income.
Bank of Cyprus
KOINO
KYMPI
17View entire presentation