Sustainable Business Strategy Overview
Disclaimer
This Green Bond Framework is provided for informational purposes only and is subject to change
without notice.
The Bank of Nova Scotia (the "Bank") does not assume any responsibility or obligation to update or
revise any statements in this document, regardless of whether those statements are affected by the
results of new information, future events or otherwise. No representation or warranty, express or
implied, is or will be made in relation to the accuracy, reliability or completeness of the information
contained herein. No liability whatsoever is or will be accepted by the Bank for any loss or damage
howsoever arising out of or in connection with the use of, or reliance upon, the information contained
in this document.
Nothing in this document shall constitute, or form part of, an offer to sell or solicitation of an offer to
buy or subscribe for any security or other instrument of the Bank or any of its affiliates, or as an
invitation, recommendation or inducement to enter into any investment activity, and no part of this
document shall form the basis of or be relied upon in connection with any contract, commitment, or
investment decision whatsoever. Offers to sell, sales, solicitation of offers to buy or purchases of
securities issued by the Bank or any affiliate thereof may only be made or entered into pursuant to
appropriate offering materials prepared and distributed in accordance with the laws, regulations, rules
and market practices of the jurisdictions in which such offers, solicitations or sales may be made.
Professional advice should be sought prior to any decision to invest in securities.
This material is not intended for distribution to, or use by, any person or entity in any jurisdiction
where such distribution or use would be contrary to law or regulation. This Green Bond Framework
may contain forward-looking statements within the meaning of certain securities laws, including the
"safe harbor" provisions of the U.S. Private Securities Litigation Reform Act of 1995 and any applicable
Canadian securities legislation. Forward-looking statements contained in this document may include,
but are not limited to, statements
regarding the Bank and its objectives, strategies and future performance. Such statements are
typically identified by words or phrases such as "believe," "expect," "foresee," "forecast,"
"anticipate," "intend," "estimate," "plan," "goal,” “project,” and similar expressions of future or
conditional verbs, such as "will," "may," "should," "would" and "could."
By their very nature, forward-looking statements require us to make assumptions and are subject to
inherent risks and uncertainties, which give rise to the possibility that the Bank's predictions,
forecasts, projections, expectations or conclusions will not prove to be accurate, that the Bank's
assumptions may not be correct, and that the Bank's objectives, vision and strategic goals will not be
achieved. Readers are cautioned not to place undue reliance on these statements as a number of risk
factors, many of which are beyond the Bank's control and effects of which can be difficult to predict,
could cause results to differ materially from the expectations, targets, estimates or intentions
expressed in such forward-looking statements.
The future outcomes that relate to forward-looking statements may be influenced by many factors
including but not limited to: credit, market, liquidity and funding, insurance, operational, regulatory
compliance, strategic, reputation, legal and regulatory environment, competitive and systemic risks.
These and other factors may cause the Bank's actual performance to differ materially from that
contemplated by forward-looking statements. The Bank cautions that the preceding list is not
exhaustive of all possible risk factors and other factors could also adversely affect the Bank's results,
for more information, please see the Bank's most recent Annual Report, as may be updated by
quarterly reports. When relying on the forward-looking statements to make decisions with respect to
the Bank and its securities, investors and others should carefully consider the preceding factors.
Except as required by law, the Bank does not undertake to update any forward-looking statement in
this document.
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