Q3 FY 23 Investor Presentation

33 RoA Tree Particulars 9M FY 23 FY 22 Revenue from operations/Avg Loan book 18.45% 17.51% Other Income/Avg loan book 0.60% 0.67% Total Revenue/Avg loan book 19.05% 18.17% Finance cost/Avg loan book 4.60% 4.51% Spread/Avg loan book 14.45% 13.66% Operating expenses/Avg loan book 2.75% 2.53% ECL Provision/Avg loan book 0.61% 0.75% PBT/Avg loan book 11.08% 10.38% PAT/Avg loan book 8.53% 8.00% PAT/Networth 16.02% 14.45% Q3 FY 23 Investor Presentation APTUS™

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