2Q 2023 Investor Presentation

1H 2023 P&L Highlights Net income for 1H 2023 grew by 25% YoY from 32% funded income growth Total Operating Income (SARmn) Total Operating Expenses (SARmn) مصرف الإنماء alinma bank Net Income (SARmn) +32% +26% +19% 2,437 1,191 1,225 2,075 2,148 2,179 1,100 1,072 1,932 974 903 989 925 970 860 2Q 22 3Q 22 4Q 22 1Q 23 2Q 23 2Q 22 3Q 22 4Q 22 1Q 23 2Q 23 2Q 22 3Q 22 4Q 22 1Q 23 2Q 23 QoQ +7% +3% +1% +12% QoQ +8% +22% -8% -3% QoQ +7% -13% +13% +26% 1H 23 Funded Income 1H 23 Non-Funded Income 1H 23 Net Income 1H 23 Net Profit Margin 1H 23 Cost to Income Ratio 1H 23 ROE SAR 3,594 +32% YOY 2Q 2023 INVESTOR PRESENTATION SARmn 1,022 +1% YOY SARmn 2,195 +25% YoY 3.79% +37bps YOY 32.6% -2.3ppts YoY 16.0% +259bps YoY 21/48

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