Definity Investment and Insurance Strategy Overview

SUPERIOR CUSTOMER AND BROKER EXPERIENCE Our Digital Platforms, Sonnet and Vyne, enable our customers and brokers to access competitively priced insurance in a fast, easy to use manner IMPACT EVERY ASPECT OF THE VALUE CHAIN 10 10 sonnet INSURANCE Purchase insurance in as little as 5 minutes Easy-to-understand language and available support ✓ Fully digital ✓ Real-time customization, processing and underwriting ✓ Automated underwriting and advanced data analytics used to deliver personalized pricing vyne GROW CONFIDENCE Quickly obtain and process bindable quotes Integration with all major BMS(1) and quoting vendors ✓ Uses the technology and learnings of Sonnet ✓ Real-time customization, processing and underwriting ✓ Automated underwriting and advanced data analytics used to deliver personalized pricing We believe that our sophisticated Digital Platforms enable rapid scaling of our business Ability to directly drive new business from over 30,000 individual brokers and thousands of customers who engage with us directly while reducing variable costs Ability to respond to market conditions with greater speed and agility drives improvements in our personal lines claims ratio Automated, data-driven model supports customer acquisition and retention - Sonnet customer acquisition costs have decreased by 45% over the last five years (2) We expect that these platforms will also enable us to drive synergies in connection with potential future acquisitions 1. Broker management systems. 2. Period ending December 31, 2022 definity

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