3Q 2023 Investor Presentation

Al Rajhi Bank | Islamic Banking, Everywhere At a glance, 3Q 2023 100% Islamic Presence & Branches, 3Q 2023 67% Customers Jordan Kuwait CASA 10 2 511 Branches 4,604 ATMs 15.2 million 73% NPS 94:6 Digital:Manual 511 Saudi Arabia 13 Malaysia 581,700 POS 163 Remittance Centers Largest network in Saudi Arabia 9M 2023 Strategic Highlights 9M23 Avg Trans./mth 817 million Active Digital Customers 12.5 million 9M 2023 Financial Highlights 12.7 12.5 Group Net Income After Zakat -4.6% 5.9% YoY Net Financing Growth 20.8% Total Capital ratio 2.34% Cost of Funds 9M 22 9M 23 Training Days Employee Engagement Index 81 thousand 74% 740.0 801.5 565.7 555.8 Total Assets +8% 3 Q 2023 Investor Presentation 4 9M 22 9M 23 9M 22 9M 23 Customer Deposits +2% 8

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