4Q 2022 INVESTOR PRESENTATION
مصرف الإنماء
alinma bank
Segmental Performance Highlights
All segments reported growth in operating income YoY
Operating Income Movement YoY (SARmn)
Net Income Before Zakat Movement YoY (SARmn)
+20%
+33%
6,660
679
405
140
80
60
7,963
806
134
77
4,013
3,022
(26)
Total operating
income
Retail
Corporate
Treasury
Investments &
brokerage
Total operating
income
Income before
Retail
Corporate
Treasury
Zakat
FY 21
FY 22
FY 21
+26%
+17%
+13%
+13%
-2%
+148%
+17%
Investments &
brokerage
+20%
Income before
Zakat
FY 22
Customers' Deposits Movement YoY (SARbn)
15.6
121.1
+20%
Financing, Gross Movement YoY (SARbn)
8.5
145.2
130.3
9.3
+15%
10.9
150.5
Customers' deposits
Retail
Non-retail
4Q 21
Customers' deposits
4Q 22
Financing, gross
Retail
Non-retail
4Q 21
Financing, gross
4Q 22
+19%
+21%
+33%
+11%
4Q 2022 INVESTOR PRESENTATION
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