2018 Credit Presentation slide image

2018 Credit Presentation

Non-core items Cost of restructuring programme - Transformation investment costs' Other restructuring charges² Gain on disposal of Property Gross-up for policyholder tax in the Wealth and Insurance business Investment return on treasury stock held for policyholders (Loss) / gain on disposal / liquidation of business activities Tracker Mortgage Examination Review charges (Charge) gain arising on the movement in the Group's credit spreads 2018 Credit Presentation (Єm) FY 2017 FY 2018 (Єm) (48) (111) (48) (93) (18) 7 10 (7) (1) (5) (170) 651 (5) Cost of corporate reorganisation and establishment of a new holding company Total non-core items (7) (226) (100) 42 42 1 Transformation Investment costs of €93 million primarily relate to a reduction in employee numbers (€74 million), programme management costs (€8 million) and costs related to the implementation of the Group's property strategy (€11 million) 2 Other restructuring charges of €18 million primarily relate to impairment of property, plant and equipment and intangible assets Bank of Ireland
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