Awards & Recognitions

Key Financial Highlights of FY23 Section 2: Financial Highlights - FY23 Area Key Parameters FY22 FY23 Assets Loans & Advances Rs. 1,29,051 Cr Rs. 1,60,599 Cr Growth (%/bps) 24% Customer Deposits Rs. 93,214 Cr Rs. 1,36,812 Cr 47% Deposits CASA Ratio (%) 48.44% 49.77% 133 bps GNPA (%) - Bank level 3.70% 2.51% -119 bps - NNPA (%) Bank level 1.53% 0.86% -67 bps Asset Quality Provision Coverage Ratio - Bank 70.29% 80.29% 1000 bps GNPA (%) - Retail & Commercial 2.63% 1.65% -98 bps - NNPA (%) Retail & Commercial 1.15% 0.55% -60 bps Profit/(Loss) After Tax Rs. 145 Cr Rs. 2,437 Cr 1575% Profitability ROA% 0.08% 1.13% 105 bps RoE% 0.75% 10.95% 968 bps Capital Capital Adequacy Ratio (%) 16.74% 16.82% 8 bps 1. Total Loans & Advances (incl credit substitutes are Net of IBPC; 2. Commercial Finance consists of business installment loans, micro business loans, small business working capital, commercial vehicle, trade advances etc. with most loans < Rs. 5 crore; 3. Provision Coverage ratio includes technical write-offs 7 IDFC FIRST Bank

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