3Q 2020 Investor Presentation

Al Rajhi Bank Islamic Banking, Everywhere At a glance Presence & Branches مصرف الراجحي Al Rajhi Bank Islamic NPB Deposits Kuwait Customers Jordan 546 5,261 100% Banking 94% 2 % of Total Deposits 10 9+ Branches ATMs million NPS Digital: Manual High 80:20 Banking Ratio FY2019 Strategic Highlights Avg Transactions/mth 228 million 5.5+ million Training Days 71 thousand 545 Saudi Arabia 16 Malaysia FY2019 Financial Highlights 228 168,665 POS Remittance Centers Largest network in Saudi Arabia Digital Customers 10.1 11.3 Group 5.8 6.4 Retail Banking Net Income Net Income Before Zakat 2018 2019 2018 2019 +12% +11% Volunteering Hrs 14.1 thousand ■ 6.4% Gross Financing Growth 19.9% CAR 2.2 1.7 0.17% Cost of Funds 2018 2019 Al Rajhi Bank The Blue Chip Islamic Bank 4 Corporate Banking Net Income +28% 3Q 2020 Investor Presentation

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