VUB's Market Share and Financial Services

3.0% 1.0% -1.0% -3.0% -5.0% -7.0% Inflation (% y/y) ...WITH STABLE MACROECONOMIC ENVIRONMENT 6.0% 5.0% 4.0% 3.0% 2.0% 1.0% 0.0% -1.0% 2005 2006 2007 2008 2009 2010 2011 Unemployment (%, all-economy) Slovakia 17.0% Euro Area 15.0% 13.0% 2.7% 11.0% 1.4% 9.0% 7.0% 2012 2013 2014 2015 2016 2017 2018 2019 Current account balance (%GDP) Source: Eurostat, Slovak Stats Office -9.0% 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 5.0% 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 12.0% Disposable income (% y/y, nominal) 10.0% 8.0% -2.5% 6.0% 4.0% 2.0% 0.0% 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 чиг 2015 2016 2017 2018 6 $5.8% Slovakia Euro Area 7.8% 5.7%

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