Enter a Better Life Financial Performance

Chola Enter a better life Profit and Loss Statement - Home Loans (On Book) murugappa Cr Particulars Q1 FY23 Q1 FY24 Q2 FY23 Q2 FY24 Growth % Q2-o-Q2 H1 FY23 H1 FY24 Growth % H1-o-H1 Disbursements 611 1,454 743 1,575 112% 1,354 3,029 124% Closing Assets (On B/S) 5,438 9,115 5,976 10,409 74% 5,976 10,409 74% Income 185 331 205 383 87% 390 714 83% Finance Charges 74 162 85 181 112% 159 343 115% Net Income 111 169 120 202 69% 231 371 61% Expenses 30 88 42 102 145% 72 190 163% Net Credit Losses 5 (2) 7 10 41% 13 9 -33% PBT 75 83 71 90 27% 146 173 19% Asset Ratios Income 14.1% 15.6% 14.3% 15.6% 14.2% 15.6% Cost of Funds 5.7% 7.6% 5.9% 7.4% 5.8% 7.5% Net Income Margin 8.5% 7.9% 8.3% 8.3% 8.4% 8.1% Expense 2.3% 4.1% 2.9% 4.2% 2.6% 4.1% Losses & Provisions 0.4% -0.1% 0.5% 0.4% 0.5% 0.2% ROA-PBT 5.7% 3.9% 4.9% 3.7% 5.3% 3.8% Cost to Net Income 27.4% 51.9% 34.8% 50.5% 31.3% 51.1% 64

View entire presentation